Development Funds For Small And Micro Enterprises
Development Funds For Small And Micro Enterprises
DEVELOPMENT FUNDS FOR SMALL AND MICRO ENTERPRISES
Grand Digital Group provides a large number of small and micro enterprises development funds in line with objective business laws, bringing high-quality, risk-dispersed and sustainable investment returns for investors.
As an innovative investment and fintech platform connecting Chinese small and micro enterprises with global capital, we create a new financing model and investment paradigm through fintech to provide the small and micro enterprises the most suitable long-term capital to facilitate their growth. We have created daily revenue sharing contracts as a new, digitally enabled asset category that enables investors to directly make scattered investments in small amounts but in large quantity in small and micro physical stores in China. Meanwhile, the supporting automatic fund recovery mechanism can safely and accurately execute the investment and the daily instant cash flow automatically capture. By cooperating with leading chain enterprises and SaaS service providers in various industries, we can realise effective value discovery and investment allocation for small and micro physical stores. With the help of massive income data accumulated after investment, artificial intelligence, and data analysis capbilities are developed to continuously optimise investment allocation strategies and make investment more accurate. Through the establishment of fund platforms, tailored structured product solutions and new trading platforms, it provides global professional investors with a direct, comprehensive, and efficient investment channel to invest small and micro enterprises in China, while creating a new way to participate in impact investment.
Our Investment Mode
Example: opening a store requires a total capital of 1 million yuan. The upscaling period of the new store is 6 months, after which the average profit rate is 10%.
Equity
× Lack of exit mechanism
× Non-transparent business situation
× Dilution of the rights of labour entrepreneurs
× High uncertainty of private financing
Revenue Sharing
√ The sharing amount is linked to the income, the cash flow pressure is low, and the interests are highly consistent.
√ According to the level of profit rate into the proportion of revenue sharing, improve the transparency of enterprises.
√ Do not dilute the equity at the same time, for labour entrepreneurs to provide more income
Creditor’s rights
× High financing threshold
× The interests of the fund and the enterprise are not aligned
× Development finance is hard to come by
× Private borrowing costs are
